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FIRST HOME BUYERS

Your first home starts here

Buying your first home is an exciting milestone, but navigating finance can feel overwhelming. At Fulton Financial, we simplify first home buyer loans, helping you understand your options, find a suitable home loan and take your first step onto the property ladder with confidence.

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Personalised advice

We simplify your home loan journey with clear advice and guidance tailored to your needs.

We do the heavy lifting

From comparing lenders to managing paperwork, we take care of the details so you don't have to.

No broker fees

Help from Fulton Financial comes at no cost to you.*

FIRST HOME BUYER HOME LOANS

Big milestone. Made a little easier

Buying your first home is one of life's biggest moments. From saving for a deposit to understanding how much you can borrow, there's plenty to consider before you get the keys. With so many lenders, loan products and requirements to navigate, knowing where to start isn't always easy.

That's where Fulton Financial comes in. As your first home buyer mortgage broker, we take the time to understand your circumstances, answer your questions and help you explore home loan options that suit your needs. We'll guide you through the application process, explain the finer details and help you make informed decisions every step of the way.

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A place to call your own
Helping you make your first move.
Your first home awaits
Let's make getting there easier.
PERSONALISED MORTGAGE ADVICE

Less guesswork. More getting ahead

There's no one-size-fits-all approach to buying your first home. Your income, deposit, expenses and future plans can all influence which loan is right for you. We'll help you understand the different types of first home buyer loans, compare suitable lending options and explore government grants or assistance schemes you may be eligible for.

From understanding your borrowing capacity and organising pre-approval to managing paperwork and communicating with lenders, we're here to make the process as straightforward as possible. With personalised guidance and ongoing support, you can spend less time worrying about the mortgage and more time looking forward to your new home.

Access to multiple lenders
Personalised mortgage advice
Less paperwork, less stress
Support from start to finish
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A SIMPLER WAY FORWARD

How it works

Clear advice and practical guidance at every step of your home loan journey.

Fulton Financial home loan guidance

YOUR HOME LOAN JOURNEY

From questions to clarity.

01   Let's talk

02   Explore options

03   Move forward

Your next step starts here ↗
01

Let's have a chat

We'll get to know you, your financial circumstances and your property goals, and help you understand where to begin.

02

Explore your loan options

We'll assess your borrowing capacity and compare suitable first home buyer home loan options from our panel of lenders.

03

Get pre-approval ready

We'll help prepare your application, organise the necessary documents and guide you through seeking pre-approval.

04

Find your first home

With a clearer understanding of your budget, you can search for a property with greater confidence. We'll be here to answer questions along the way.

05

Finalise your finance

Once you've found the right property, we'll help coordinate the formal loan application and work with the lender towards approval and settlement.

06

Get the keys!

It's time to celebrate and if you need guidance after settlement, we'll still be here to help.

Frequently asked questions

How much deposit do I need for my first home?

How much can I borrow as a first home buyer?

Can I get a first home buyer loan with a 5% deposit?

What government assistance is available to first home buyers?

Should I get home loan pre-approval before looking for a property?

Does using a first home buyer mortgage broker cost anything?

LET'S TALK HOME LOANS

Your next move starts with a conversation.

Buying, refinancing or investing? Tell us a little about what you need and we'll help you explore your options.

Personal guidance, without the pressure.

How can we help?

Leave your details and we'll be in touch.

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^Individual lenders may charge fees to the customer.